Cheesy Hot Bean Dip

a(Boy do the masses love this one!)
16oz can refried bean
1 cup salsa
2 cups (8 oz) shredded Jack and cheddar cheeses
1 cup sour cream
3pz package cream cheese, cubed
1 Tbls chili powder
½ tsp ground cumin
tortilla chips

~Combine all ingredients except chips in slow cooker
~Cover and cook on high 2 hours. Stir 2-3 times during cooking
~Serve warm with chips

Cindy-2004